How it works

Life’s complicated enough. We make payments easier and more affordable, in just 3 simple steps.

Get the app
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Pay with Atome

If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.

Choose from flexible payment options

Atome allows you to pay flexibly. Choose from 3 interest-free payments, or opt for more time with a small processing fee. All fees are clearly displayed in the app when you transact. You'll pay the first payment at the point of purchase, and subsequent payments monthly.
Select Atome at checkout
Select Atome at checkout

Earn rewards

Earn 1 Atome+ point for every RM1 spent. Collect Atome+ points to offset transactions or redeem from a wide selection of rewards in the Atome app.
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Why use

Atome allows you to own what you love in your own time. Shop from over thousands of brands and earn rewards while you are at it!

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