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Tan Chong Insurance Business Stream (TCIBS) is a business division of Tan Chong Motor Holdings Berhad (TCMH) and it is a leading professional insurance consultancy-based division that provide services in all classes of general insurance for individuals, families and corporations in Malaysia. In December 2020, TCIBS launched its very own digital platform named under the brand GoInsuran. GoInsuran was developed to introduce a new approach for road users to renew car insurance and road tax quickly and easily. TCIBS injected technologies into the platform to simplify purchasing process, making it intelligent and user friendly. Users are able to easily get free quotations from multiple insurers in one page and make online payment with its affordable easy payment schemes and Buy Now Pay Later feature. The platform also operates as a real-time electronic platform where customers are able to renew their car insurance as fast as 3 minutes and deliver your road-tax for free.

Enjoy exclusive discount vouchers with Atome Malaysia at Get the products and/or services with Atome Buy Now Pay Later app.

Simply scan QR code or pay via the Atome App upon checkout. All Atome app users will be entitled to a welcome voucher on their first purchase.

How to shop on with Atome (Buy Now, Pay Later)

  • Select Atome as your payment method during checkout.
  • If you have an Atome account, please enter your login information and proceed with payment.
  • If you are new to Atome, you will be asked to apply for an Atome account before checkout with The process is fast and simple, and you will receive an approval within minutes.
  • Pay 1/3 of the total bill first. After your checkout, orders ship and you will receive the items and pay the other two payments later with zero interest, 30 days apart.

Zero interest or hidden fees

Atome does not charge any interest or any hidden/service fees. If you miss a scheduled payment,your account will be suspended until the outstanding amount is paid. An administration cost of RM30 is charged to re-activate your account.

Easily track your monthly shopping expenses and payment notifications through Atome's mobile app. For more information, please refer to the Terms of Service.

3 easy payments,

0% interest.

3 easy payments,

0% interest.

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