Make Payments- How to Go with Secure Payment Options

by Starry

Sep 14 2021

Are you someone who thinks twice when it’s time to make payment? And why shouldn’t you? If you want to safely and thoughtfully make payments, it should cross your mind always to make a budget and have a secure payment path so you may never fall victim to fraud and thefts.

Payments app

As time has changed, and now when you make payments, you do not have to walk up to the shop and pay the vendor. Now you use different sites and apps to make payments for yourself. The payment app is becoming so popular because of its efficiency in secure payments and deals on using credit cards.

A payments app is essential if you want to do online shopping as they have details and data fed into their system, so their algorithm helps identify a safe site for shopping and easy access to your account. Though every bank helps in networking and making payments online, now, as different times have emerged, banks are making their own payments app.

These apps are easy to use and super user-friendly; all you need to do is download them from your phone app and start using them as your personalized transaction app.

Progressive payment scheme

For payments made online for different accessories and products of desire, there is a certain type of payment known as a progressive payment scheme. This scheme is to make payments for properties that are being built. These payments are made in installments that are distributed over some time.

The good part about the progressive payment scheme is that you can pay in cash or through a card as per your financial agreement. Now, if you are wondering why you need a scheme such as the progressive payment scheme to make payments, then here is its biggest advantage.

The idea of house payment was introduced when a bloom took online shopping or E-shopping. No one believes in making payments in person or meeting the person before making a payment. Because now, make payments, all you need is a card, an IP address, or an account number.

No one likes to make time for the menial things in life; therefore, the progressive payment scheme is a blessing for all the busy folks out there.

Security of payment act

Making an effort to maintain justice, now every person who is constructing a building or any structure has to receive payment along with the constructor, the laborers, and the supplier or the goods to be paid. Because when a building was constructed, the contractor was the one to whom we make payments, so to make sure all the workers and the suppliers are dealt with injustice, the act of security of payment act was implicated in 2002.

As the world is being modernized and digitalized, the cash form of money is being reduced. Rather, payments through the payments app are being chosen.

Make a payment over the phone

Remember the time when we had to walk down to the bank every month to make payments for our bills, rents, school fees, mortgage, etc.—standing in lines for hours and taking out all the paperwork. One mistake and it had to be done all over again. At first, the ATM card was an innovation everyone was proud of. But as the world slowly digitized, even money started to become figures on a screen. Slowly and gradually, as people became busy and had no time to walk down to an ATM, it was time to install more digital software into our daily items.

Now thanks to technology, we can make payments over the phone. Some phones have software that has their wallets in it, while others need to be downloaded with apps that will help make payments. Now you can sit home and relax.

All your bills and rents will be paid with one touch. You need to have a digital fingerprint, which means you need to coordinate with your bank to give you access to online transactions and net banking. You can log into your payments app and make payments over your phone in just moments.

Payment app Atome

Headquartered in Malaysia, Atome offers its users the choice and convenience of more flexible payment options for a variety of products and services. The app allows shoppers to split their purchases over three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making higher quality products more affordable.


To make payments online is a blessing we all have been waiting for. Now with safe and secure apps, shopping online is easier than it seems with the advantage of lower to no fraud.

Main keywords of the article:

First Order up to RM15 off
Copyright 2023 Atome. All rights reserved.